Out of all the pickup trucks currently on the market, there’s a reason the Ram 1500 reigns supreme.
With its signature style, deluxe interior, and impressive handling, the Ram 1500 is the perfect truck to bring not only to work but on road trips and errands, too. If you’re considering buying a new vehicle and you have your heart set on the Ram 1500, one of the first things you’ll want to consider is getting pre-approved for financing.
Financing allows you to make monthly payments on your vehicle until it’s paid off. However, if you have bad credit, you may be wondering what options are available to you. Can you even get a Ram 1500 with bad credit? The answer is yes. Keep reading to find out why:
Applying for Financing
The most important thing to remember is that even though you might not like your credit score, it may not be as bad as you think. The staff at Beck Chrysler Dodge Jeep Ram in Palatka, Florida, have worked with all types of credit scores before. So if you’re interested in applying for financing, the first thing you should do is visit our online finance department.
To do this, visit our website and click on “Finance” at the top, then click on “Credit Challenged Financing.” This will bring you to a helpful overview that will explain how we can help those with bad or poor credit still drive away happy with a 1500 truck.
Though credit is an important factor in determining the amount you’re pre-approved for, it’s not the only one. Our team will also consider your employment, monthly rent payments, on-time payment history, and other factors to determine the rate you will likely get approved for. By looking at the bigger picture, we’re better equipped to get you the financing loan you want at a rate you can afford.
You can either speak with a member of our finance department via phone, at the dealership, or submit your query through the submission form available on our website. If you opt for this, a member of our finance team will get back to you with how you can get approved.
The next step is applying for financing. If you want to see what you could get pre-approved for before visiting us, just click on the “Get Pre-Approved” link at the top of our website, enter your info, and click submit. You’ll have an answer within minutes, and you can bring that to us.
Buy Used!
If you don’t get approved for the amount you want, that doesn’t mean that you still can’t get the truck you have your heart set on. Instead of buying new, you may want to consider buying a 1500 that’s pre-owned.
Pre-owned vehicles don’t automatically translate to “old.” In fact, many of the pre-owned 1500 pickup trucks that make their way onto our lot are only a few years old! Pre-owned trucks are less expensive than their new counterparts, giving you a better financing rate and monthly payment.
We welcome you to check out our certified pre-owned inventory to see what we have available. Remember, even if you don’t see a 1500 truck now, that doesn’t mean you won’t in the future. Used inventory is always changing because of how popular of an option it is for buyers.
About the Ram 1500 Truck
This pickup truck is an absolute beast! With the 5.7L HEMI V8 engine (that also comes with eTorque), you’ll be able to easily tow up to 12,750 pounds.
In addition to this powerful engine, you’ll have access to ample storage, luxurious seats, multiple color options, and advanced safety features that will give you greater peace of mind wherever the road ahead takes you.
These advanced safety features include but aren’t limited to Blind Spot Monitoring, Forward Collision Warning with Active Braking, and Adaptive Cruise Control.
If you’re interested in buying a new or pre-owned 1500 truck, the team at Palatka Beck Chrysler Dodge Jeep Ram can help!
Get Approved for the Ram 1500 Truck of Your Dreams, Even If You Have Poor Credit!
At Beck Chrysler Dodge Jeep Ram, we can help you get a Ram 1500 even if you’re living with poor credit. We invite you to visit our online finance department to learn more about your credit-challenged financing options.
Our dealership is located at 256 US 17, Palatka, FL 32177, and we’re open Monday and Friday from 8:45 am – 7:00 pm, Tuesday – Thursday from 8:30 am – 7:00 pm, and Saturday from 9:00 am – 4:00 pm. We look forward to seeing you soon!
Connect with us
